Two Ways To Your New Home
Secure Your Homesite. Customize Your Dream Home. Choose Your Financing Path.
At Kingfish Bay, building your new home is designed to be flexible, straightforward, and tailored to you. With our Build First Advantage, you can secure your homesite and choose between two paths to bring your vision to life. Whether you prefer to finance your home upfront and save on your lot and base package, or take advantage of Kingfish Bay’s financed construction with no construction loan during the build, both options give you the ability to customize your home from the ground up. From your initial deposit through the design process and final build, you’ll have the freedom to shape a home that fits your lifestyle, all within a community built for coastal living.

Option #1: Finance & Save 2.5%
2.5% Savings on Lot + Base Home Package
How It Works
- $5,000 deposit secures your lot
- Buyer finances the purchase (cash or construction loan)
- Begin designing and customizing your home
- Construction begins once plans are finalized
Deposits & Customization
Options Selected at Design Appointment
- 50% collected after the design appointment
- 50% collected at handover*
Change Orders
- 100% collected at the time of the change order
Option #2: Kingfish Bay Financed Construction
No Construction Loan During the Build
How It Works
- $20,000 deposit secures your home (subject to buyer obtaining mortgage financing at closing)
- Kingfish Bay finances construction
- Customize your home during the design phase
- Buyer obtains mortgage financing and closes when the home is complete
Deposits & Customization
Options Selected at Design Appointment
- 100% collected after the design appointment
Change Orders
- 100% collected at the time of the change order
Feature Comparison

Custom Home Design Opportunity
Want to personalize a home plan or design your dream home from scratch? The Build First Advantage at Kingfish Bay gives you the flexibility to do both. By building early, you can tailor layouts, finishes, and outdoor spaces to better match your lifestyle.
Additional deposits may apply based on the level of customization.

Secure your homesite and start designing your dream home today!
Speak with a Kingfish Bay Sales Representative to learn more about the Build First Advantage Program.
"*" indicates required fields